Know Your Lawyer in Illinois
Headline Legal News
The demands of society to protect personal and property rights of all persons have resulted in an increasingly complex system of laws. Long ago it became necessary for some to devote themselves to study and knowledge of the law so the majority could be advised of their rights and obligations. The lawyers in your community perform this service.
Who Can Practice Law?
The preparation for such a license and legal practice requires a great deal of time, hard work and expense. The licensed lawyer must graduate from an accredited law school and thereafter must pass the Illinois State Bar examination, a rigid test of knowledge in all fields of law. Finally, he or she must submit to an examination of personal character and fitness to practice law before being admitted to the bar.
When You Make Or Revise A Will -- The planning and drafting of your Will is an important legal matter. In drafting your Will, your lawyer can plan your estate in a way that will be most beneficial to you and to those for whom you wish to provide and your lawyer can suggest proper methods whereby substantial savings in taxes and other estate costs may be realized.
When You Buy Or Sell Real Estate -- Whenever you buy or sell real estate, you should have legal counsel. A real estate broker may be most helpful in putting the transaction together, but legally may not prepare certain legal documents necessary to the transaction, nor may the broker give legal advice as is often needed. There are potential legal pitfalls in the buying or selling of any real estate which can be avoided only by one with knowledge of the laws relating to real estate, taxes, insurance, contracts and other related subjects. Your lawyer can protect your against such pitfalls.
When You Enter Into Any Contract -- Any agreement, oral or written, which involves a consideration -- that is, the exchange of something of value in return for some goods or service rendered -- may be binding and enforceable. As a general rule, oral agreements should be avoided and written agreements should be either prepared by or examined by a lawyer on your behalf before being signed by you. You should consult with him or her regarding any agreement, particularly one representing a major financial obligation, before being entered into by you.
When You Are Involved In An Accident -- If you are involved in an accident of any kind resulting in personal injury or property damage you should consult with your lawyer. He or she can help you protect your rights and should be contacted immediately in order that such action may be taken quickly. In addition, you should notify your casualty insurance company immediately.
Whenever Your Rights Are Threatened -- The law exists to protect your rights, but often you must take definite action to make those laws work for you. Your lawyer is prepared to protect and enforce your rights under the law in all your personal or business affairs.
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Workers’ Compensation Subrogation of Administrative Fees and Costs
When a worker covered by workers’ compensation makes a claim against a third party, the workers’ compensation insurance retains the right to subrogate against any recovery from that third party for all benefits paid to or on behalf of a claimant injured at work. When subrogating for more than basic medical and indemnity benefits, the Texas workers’ compensation subrogation statute provides that “the net amount recovered by a claimant in a third‑party action shall be used to reimburse the carrier for benefits, including medical benefits that have been paid for the compensable injury.” TX Labor Code § 417.002.
In fact, all 50 states provide for similar subrogation. However, none of them precisely outlines which payments or costs paid by a compensation carrier constitute “compensation” and can be recovered. The result is industry-wide confusion and an ongoing debate and argument with claimants’ attorneys over what can and can’t be included in a carrier’s lien for recovery purposes.
In addition to medical expenses, death benefits, funeral costs and/or indemnity benefits for lost wages and loss of earning capacity resulting from a compensable injury, workers’ compensation insurance carriers also expend considerable dollars for case management costs, medical bill audit fees, rehabilitation benefits, nurse case worker fees, and other similar fees. They also incur other expenses in conjunction with the handling and adjusting of workers’ compensation claims. Workers’ compensation carriers typically assert, of course, that, they are entitled to reimbursement for such expenditures when it recovers its workers’ compensation lien. Injured workers and their attorneys disagree.