Chicago Small Business Rallies For Health Care Reform

National News

Chicago area small business owners will rally to support health care reform downtown next week.

The rally will bring together labor unions, community groups, faith groups,and the small business community to call for real health care reform, says organizer James Meerdink with the Illinois Main Street Alliance.

The main street Alliance is a group of more than 500 small business owners campaigning for affordable health care.

“The health care industry is pumping millions of dollars into killing meaningful health care reform. So now is the time when we need to ask legislators which side they are on," Meerdick said. “Do we want affordable health care in America, or more of the same.

Small business owners looking for a Chicago litigation lawyer to represent their business should contact Brinkmeier Roth Law Group. This Chicago-based business contracts law firm can assist you with all of your legal business issues. Consult them today.

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Workers’ Compensation Subrogation of Administrative Fees and Costs

When a worker covered by workers’ compensation makes a claim against a third party, the workers’ compensation insurance retains the right to subrogate against any recovery from that third party for all benefits paid to or on behalf of a claimant injured at work. When subrogating for more than basic medical and indemnity benefits, the Texas workers’ compensation subrogation statute provides that “the net amount recovered by a claimant in a third‑party action shall be used to reimburse the carrier for benefits, including medical benefits that have been paid for the compensable injury.” TX Labor Code § 417.002.

In fact, all 50 states provide for similar subrogation. However, none of them precisely outlines which payments or costs paid by a compensation carrier constitute “compensation” and can be recovered. The result is industry-wide confusion and an ongoing debate and argument with claimants’ attorneys over what can and can’t be included in a carrier’s lien for recovery purposes.

In addition to medical expenses, death benefits, funeral costs and/or indemnity benefits for lost wages and loss of earning capacity resulting from a compensable injury, workers’ compensation insurance carriers also expend considerable dollars for case management costs, medical bill audit fees, rehabilitation benefits, nurse case worker fees, and other similar fees. They also incur other expenses in conjunction with the handling and adjusting of workers’ compensation claims. Workers’ compensation carriers typically assert, of course, that, they are entitled to reimbursement for such expenditures when it recovers its workers’ compensation lien. Injured workers and their attorneys disagree.

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