New Jersey - Still no need to redefine marriage
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New Jersey Governor Corzine should not legalize same-sex marriage.
AS EXPECTED from a panel stacked with same-sex activists, the Civil Union Commission issued a report last week saying that its members believe civil unions are a failure.
What is their conclusion based on? Seven substantive complaints -- from among the 2,400 same-sex couples who have entered into civil unions in New Jersey. They complain about the failure of New Jersey employers based out of state to provide benefits to partners in civil unions. Those companies say that the federal Employment Retirement Income Security Act, which regulates the provision of benefits to employees, does not require them to provide expensive health benefits to same-sex couples.
Activists claim there are more complaints, including insinuations that hospitals have denied visitation – an accusation that an official from the New Jersey Hospital Association insists is absolutely false. Other additional claims are unofficial and unsubstantiated. The majority of complaints cited by the activists do not deal with rights being denied, but rather gripes about how same-sex couples have to explain themselves to other people.
The commission also says that employers in Massachusetts are more likely than those in New Jersey to voluntarily provide health benefits to same-sex couples simply because the law gives their unions the title marriage. This contention is completely anecdotal, as noted in an article last week on the New Jersey State Bar Association Web site.
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Workers’ Compensation Subrogation of Administrative Fees and Costs
When a worker covered by workers’ compensation makes a claim against a third party, the workers’ compensation insurance retains the right to subrogate against any recovery from that third party for all benefits paid to or on behalf of a claimant injured at work. When subrogating for more than basic medical and indemnity benefits, the Texas workers’ compensation subrogation statute provides that “the net amount recovered by a claimant in a third‑party action shall be used to reimburse the carrier for benefits, including medical benefits that have been paid for the compensable injury.” TX Labor Code § 417.002.
In fact, all 50 states provide for similar subrogation. However, none of them precisely outlines which payments or costs paid by a compensation carrier constitute “compensation” and can be recovered. The result is industry-wide confusion and an ongoing debate and argument with claimants’ attorneys over what can and can’t be included in a carrier’s lien for recovery purposes.
In addition to medical expenses, death benefits, funeral costs and/or indemnity benefits for lost wages and loss of earning capacity resulting from a compensable injury, workers’ compensation insurance carriers also expend considerable dollars for case management costs, medical bill audit fees, rehabilitation benefits, nurse case worker fees, and other similar fees. They also incur other expenses in conjunction with the handling and adjusting of workers’ compensation claims. Workers’ compensation carriers typically assert, of course, that, they are entitled to reimbursement for such expenditures when it recovers its workers’ compensation lien. Injured workers and their attorneys disagree.